Having your financial resources under control and being able to manage them easily with an online app is a service that most customers expect from their banks. Twisto goes a lot further by offering specialised services like snap, split, favourable exchange rates, a payment bracelet and Apple Pay, just to name a few. The latest novelty of Twista are the so-called intimate installments, which the customer arranges conveniently in a mobile application if necessary. The long-term vision of the company is to popularize online shopping, in which customers can divide the payment into three parts, without any increase. The e-shop will pay for this service. Twisto already cooperates with more than fifty Czech and Polish e-commerce players.
Fintech is quite advanced in Czechia, more advanced than in many other countries.
We see that there are ways in the market to correct the misperception of credit services. Especially when the entire segment of online shopping is growing, it is necessary to give people the right tools to help them better manage the cash flow of their households. We believe that a clear application, the possibility of partial deferral of billing, and, last but not least, the possibility of using digital installments is a way to make credit a good servant. This, combined with the ability to use Apple or Google Pay, virtual cards, and other conveniences, improves people's daily work with money. We want to make it easier for people, free them from worrying about money, and make payment a fun affair.