Twisto
An easy payment app at your fingertips

Having your financial resources under control and being able to manage them easily with an online app is a service that most customers expect from their banks. Twisto goes a lot further by offering specialised services like snap, split, favourable exchange rates, a payment bracelet and Apple Pay, just to name a few. The latest novelty of Twista are the so-called intimate installments, which the customer arranges conveniently in a mobile application if necessary. The long-term vision of the company is to popularize online shopping, in which customers can divide the payment into three parts, without any increase. The e-shop will pay for this service. Twisto already cooperates with more than fifty Czech and Polish e-commerce players.

Twisto in numbers

1.7
mil
Czechs and Poles tried Twisto
180
thousand
registered active app users
4K
internet shops
that accept Twisto

Fintech is quite advanced in Czechia, more advanced than in many other countries.

We see that there are ways in the market to correct the misperception of credit services. Especially when the entire segment of online shopping is growing, it is necessary to give people the right tools to help them better manage the cash flow of their households. We believe that a clear application, the possibility of partial deferral of billing, and, last but not least, the possibility of using digital installments is a way to make credit a good servant. This, combined with the ability to use Apple or Google Pay, virtual cards, and other conveniences, improves people's daily work with money. We want to make it easier for people, free them from worrying about money, and make payment a fun affair.

Michal Šmída
Twisto co-founder and CEO
Twisto
In 2020, our customers made almost 7 million transactions for more than 3 billion CZK.

Who on the Miton team looks after Twisto

Twisto through time

06/2013
founding of Twisto
06/2013
founding of Twisto
11/2014
Twisto account is born
11/2014
Twisto account is born
2015
Risk engine named Nikita uses machine learning methods
2015
Risk engine named Nikita uses machine learning methods
11/2016
Mobile application launched
11/2016
Mobile application launched
2017
Payment card with a MasterCard logo is launched
2017
Payment card with a MasterCard logo is launched
2018
Entry into Poland
2018
Entry into Poland
2019
Apple Pay. The 100-strong Twisto team is based in Prague, Warsaw and Bratislava.
2019
Apple Pay. The 100-strong Twisto team is based in Prague, Warsaw and Bratislava.
2020
Initiated the One-Third Payment feature free of charge
2020
Initiated the One-Third Payment feature free of charge
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